Property Insurance

Being a medical organisation, you surely use a variety of equipment, such as x-ray machines, surgical instruments, wheelchairs, patient beds, and computers in order to rend to your patients. However, let’s face it: your operations (or a specific part of it) may be halted if your office space or equipment is damaged or destroyed due to a fire, earthquake, storm or burglary. The main ignition sources for fire include faulty wiring and malfunctioning electrical equipment, heaters and kitchen appliances and boilers.

With medical practitioners, much of the equipment is unspecialised in nature, with the pathology, diagnostic imaging and other similar services often outsourced. This other specialty equipment however, as it is expensive in nature, the replacement costs can quickly escalate. In any event, clearly all the equipment is pivotal to your business and you will need to wait until the replacements and repairs have been completed. In the absence of insurance however, the main concern is whether you have the rainy day fund to do so. With a good property insurance policy though, you are covered for the costs required to replace or repair the damaged items.

Protection for Your Office Space

Medico Insurance Services understands the important role that medical firms and practitioners play in ensuring the health and well-being of the community. Hence, we strive to provide a flexible property insurance program that will cover loss to your business property resulting from any unforeseen covered incident. When you choose to partner with us, you don’t need to waste your time and effort putting together the money required for repairs and replacements. As our policies are provided through a select list of insurers, we ensure that the cover is suitable for your needs and to get you operating as soon as possible.

With our property insurance policies, some of the extensions to cover include:

• Damage to your building and contents
• Business interruption
• Malicious damage
• Theft (with or without forcible entry)
• Portable electronic equipment
• New for old replacement cost
• Glass cover

Get In Touch With Us!

Do you need property insurance or just want more information? Then look no further than Medico Insurance Services! For more information about our property policy or to schedule an appointment with us, please feel free to call us on 1300 MED INS (1300 633 467).